HILDA 2025 Retirement Special

Business & Economics

HILDA 2025 Retirement Special

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Retirement is one of the defining moments or our lives.

Understandably, it’s a complex decision to make, and raises many questions.

When should I retire? Will I have enough superannuation? What difference does it make if I’m renting? Does my gender make a difference? And will I be lonely?

The Household, Income and Labour Dynamics in Australia (HILDA) Survey tells the stories of around 16,000 Australians over the course of their lives.

Every year since 2001, HILDA asks everyday people about their household and family relationships, income and employment, and health and education.

With the release of the latest statistical report and results from the 2023 survey, we're looking at what the data tells us about one of the most significant events in most people's life – retirement.

Explore the stories below to see the numbers, good and bad, and get expert analysis of what it all means for people retiring today, and in the future.

The 20th Annual Statistical Report of the HILDA Survey lead author is Dr Inga Laß, with co-authors Dr Kyle Peyton, Professor Roger Wilkins and Dr Ferdi Botha.

The HILDA survey is managed by the Melbourne Institute of Applied Economic and Social Research at the University of Melbourne, and is funded by the Australian Government through the Department of Social Services.